The Hervé Léger Pre-Spring 2010 collection
Wednesday, December 30, 2009
Friday, December 25, 2009
JVANDERPUIJE
S/S 2010 encapsulates a softer feeling with attention to texture, weight and finish. Leather is laser cut to expose delicate chiffon, shiny plastic embellishment is married with matt suede. Print is carefully considered to work with the body, yet cut is clean with hidden details within folds and seams.
...how much longer till spring??
< href="
The band's name originates from Jackson's red hair; she has said
To me, it means “red-haired one” – and it does, vaguely. It’s just a male version of “red-haired one”, which I think is even cooler, because I’m well androgynous anyway. So it kind of makes sense
LA ROUX 'BULLETPROOF' from soyo on Vimeo.
">The band's name originates from Jackson's red hair; she has said
To me, it means “red-haired one” – and it does, vaguely. It’s just a male version of “red-haired one”, which I think is even cooler, because I’m well androgynous anyway. So it kind of makes sense
Monday, December 21, 2009
J-O-B!!
Title: ASSISTANT MANAGER
Organization: GUESS, Inc.
Store Type: Store Type - Specialty/Boutique
Job Type: Job Type - Store Management
Job Status: Job Status - Full-Time Permanent
Location: Atlanta, GA
Shopping Center: Atlantic Station
Must be 18 or older: Yes
Description:
ASSISTANT MANAGER
Assistant Manager
Reports to: store manager
Supervises: assists management with all sales associates,
footwear and Marciano specialists (if applicable), desk
associates, stock associates
POSITION OVERVIEW:
The assistant manager is responsible for overseeing the
customer experience, training and development of the store
staff, leading by example on the selling floor and maintaining
the store standards on the selling floor and stockroom.
People Development
· Ensure all associates complete training per company guidelines
· Lead by example by training, developing and providing ongoing
feedback and coaching on product knowledge, selling skills,
visual merchandising and delivering the customer experience
Customer Experience
· Ensure an excellent level of customer service is a priority
at all times by executing and achieving the Customer
Experience consistently through regular assessment, coaching
and follow-up with team
· Maintains all visual merchandising standards, directives,
promotions, and overall cleanliness and organization of the
sales floor and stockroom
Drive Sales + Profitability
· Meet or exceed profitability expectations for the store in
sales, payroll, shrink and conversion
Operational Effectiveness
· Meet all payroll expectations
· Controls company assets by meeting all loss prevention
measures
· Execute and comply with all company policies and procedures
ADDITIONAL RESPONSIBILITIES:
· Uses sound judgment when making decisions
· Excellent communication skills
· Act with integrity and respect
· Adapt to changes required by the business
· Ability to handle multiple tasks simultaneously
· Assumes and completes other duties as assigned by supervisor
JOB REQUIREMENTS:
· A proven track record for driving sales and profit, people
development, and/or succession planning rating of TD or better
· Minimum two years experience with a proven track record for
driving sales and profit results and training and developing
a team of individuals
· Personal computer and detailed report analysis
· High school education or equivalent preferred
· Some heavy lifting in excess of 30 pounds
· Scheduled shifts may require standing for a minimum of eight
hours
TO APPLY:
Email: retailjobs@guess.com
Please include the job title and position location in the
subject line of your email.
Organization: GUESS, Inc.
Store Type: Store Type - Specialty/Boutique
Job Type: Job Type - Store Management
Job Status: Job Status - Full-Time Permanent
Location: Atlanta, GA
Shopping Center: Atlantic Station
Must be 18 or older: Yes
Description:
ASSISTANT MANAGER
Assistant Manager
Reports to: store manager
Supervises: assists management with all sales associates,
footwear and Marciano specialists (if applicable), desk
associates, stock associates
POSITION OVERVIEW:
The assistant manager is responsible for overseeing the
customer experience, training and development of the store
staff, leading by example on the selling floor and maintaining
the store standards on the selling floor and stockroom.
People Development
· Ensure all associates complete training per company guidelines
· Lead by example by training, developing and providing ongoing
feedback and coaching on product knowledge, selling skills,
visual merchandising and delivering the customer experience
Customer Experience
· Ensure an excellent level of customer service is a priority
at all times by executing and achieving the Customer
Experience consistently through regular assessment, coaching
and follow-up with team
· Maintains all visual merchandising standards, directives,
promotions, and overall cleanliness and organization of the
sales floor and stockroom
Drive Sales + Profitability
· Meet or exceed profitability expectations for the store in
sales, payroll, shrink and conversion
Operational Effectiveness
· Meet all payroll expectations
· Controls company assets by meeting all loss prevention
measures
· Execute and comply with all company policies and procedures
ADDITIONAL RESPONSIBILITIES:
· Uses sound judgment when making decisions
· Excellent communication skills
· Act with integrity and respect
· Adapt to changes required by the business
· Ability to handle multiple tasks simultaneously
· Assumes and completes other duties as assigned by supervisor
JOB REQUIREMENTS:
· A proven track record for driving sales and profit, people
development, and/or succession planning rating of TD or better
· Minimum two years experience with a proven track record for
driving sales and profit results and training and developing
a team of individuals
· Personal computer and detailed report analysis
· High school education or equivalent preferred
· Some heavy lifting in excess of 30 pounds
· Scheduled shifts may require standing for a minimum of eight
hours
TO APPLY:
Email: retailjobs@guess.com
Please include the job title and position location in the
subject line of your email.
magnet-based facial
It starts with a milk cleanse, then you snuggle under blankets for eye cream and a minty visage compress. Next, she slathers on an iron-infused mask, concentrating on hyperpigmented and puffy spots.
Here comes the coolest part: Butterfield passes a magnet over the whole shebang. The mixture turns white. Iron particles and bound impurities are drawn to the surface, and you’ll feel your head hairs stand on end.
After extractions, a tonic, algae mask, and customized finishing lotion
Alicia Butterfield 404-277-0911 or alicia@dermousa.com
Monday, December 14, 2009
Victoria Secret vs Sonia Rykiel HM
...whatever, better late then never
Last night (12.02) the Victoria's Secret Fashion Show finally aired, making this, hopefully, the last post we will do on it this year. And it was a tremendous effort on behalf of the Victoria's Secret people, indeed. Not to be outdone, the H&M people put together a fashion-show parade of the lingerie collection Sonia Rykiel did for them and staged it yesterday. Whether the timing was a coincidence or not, the holiday marketing schemes beg to be pit against each other in an arbitrary contest to determine a winner.
First up, the Victoria's Secret Fashion Show. This year's America's Next Top Model–esque addition to the broadcast of the national model search that the company staged made the whole thing extra ridiculous and therefore extra difficult to compete with (that photographer pointing out one girl's "extremely large breasts" and nothing else about her was such a treat to watch). Also, the Black Eyed Peas performed! We were dreading their booms and pows and mazel tovs, but once they took the stage to serenade the models, we realized they were actually the perfect choice, for the Black Eyed Peas are to the music world what the Victoria's Secret Fashion Show is to the fashion world.
Another pro of the VS show are the models, who are not only diligently spray-tanned but also instructed to dance on the runway. Models with no fat tend not to possess an innate sense of rhythm, but such awkwardness is so compelling!
Now, as for the Sonia Rykiel H&M show in Paris, it wasn't nearly as neon or glittery, which was its first downfall. But also, organizers relied on the clothes themselves to sell the clothes. Victoria's Secret knows better, so they weigh the girls down with sandbags and wings and tube socks and other eye-catching things. Also, models in the Sonia Rykiel show didn't even walk. They just stood or posed on floats.
It's perhaps not fair that we have to view this without the frenetic sportscasting-like announcing CBS is so good at. But balloon trees and a few swings can't make up for 2.86 pounds of body glitter per model.
href="">< href="">
The Energy and Design the VS Show takes the Cake. I am LOVING the Blue and White Body Suit with One Sleeve and One Leg.
The Design Behind Sonia's Show was better than the Lingerie.
I will not be hitting up HM...anywhere.
I do like to see my Lingerie on a sexy body too...doing more that swaying in-place.
Last night (12.02) the Victoria's Secret Fashion Show finally aired, making this, hopefully, the last post we will do on it this year. And it was a tremendous effort on behalf of the Victoria's Secret people, indeed. Not to be outdone, the H&M people put together a fashion-show parade of the lingerie collection Sonia Rykiel did for them and staged it yesterday. Whether the timing was a coincidence or not, the holiday marketing schemes beg to be pit against each other in an arbitrary contest to determine a winner.
First up, the Victoria's Secret Fashion Show. This year's America's Next Top Model–esque addition to the broadcast of the national model search that the company staged made the whole thing extra ridiculous and therefore extra difficult to compete with (that photographer pointing out one girl's "extremely large breasts" and nothing else about her was such a treat to watch). Also, the Black Eyed Peas performed! We were dreading their booms and pows and mazel tovs, but once they took the stage to serenade the models, we realized they were actually the perfect choice, for the Black Eyed Peas are to the music world what the Victoria's Secret Fashion Show is to the fashion world.
Another pro of the VS show are the models, who are not only diligently spray-tanned but also instructed to dance on the runway. Models with no fat tend not to possess an innate sense of rhythm, but such awkwardness is so compelling!
Now, as for the Sonia Rykiel H&M show in Paris, it wasn't nearly as neon or glittery, which was its first downfall. But also, organizers relied on the clothes themselves to sell the clothes. Victoria's Secret knows better, so they weigh the girls down with sandbags and wings and tube socks and other eye-catching things. Also, models in the Sonia Rykiel show didn't even walk. They just stood or posed on floats.
It's perhaps not fair that we have to view this without the frenetic sportscasting-like announcing CBS is so good at. But balloon trees and a few swings can't make up for 2.86 pounds of body glitter per model.
href="">< href="">
The Energy and Design the VS Show takes the Cake. I am LOVING the Blue and White Body Suit with One Sleeve and One Leg.
The Design Behind Sonia's Show was better than the Lingerie.
I will not be hitting up HM...anywhere.
I do like to see my Lingerie on a sexy body too...doing more that swaying in-place.
Essay: The Shoes of Imelda Marcos
href="http://www.time.com/time/magazine/article/0,9171,961002,00.html">Essay:The Shoes of Imelda Marcos href="
http://www.youtube.com/watch?v=QcUXtb1uQ8Q">object width="425" height="344">">
http://www.youtube.com/watch?v=QcUXtb1uQ8Q">object width="425" height="344">">
Wednesday, December 9, 2009
VIRGO DEC
Because I know Just How much YOU care
Virgo
August 23 - September 22
December 2009
MONTHLY OVERVIEW:
The start of your holiday season could resemble a soft-focus Hallmark card, with smiling relatives, festive decorations and seasonal joy. Or, it could be a hotbed of family tension come ‘round for holiday healing. The Sun is in Sagittarius, your home and family sector, until Dec 21st. Harmonious diplomat Venus is in Sagittarius from December 2nd-30th, weaving a wreath of olive branches. If there can’t be peace on earth, let there be peace at your hearth.
Relationships with women are highlighted, so gather your favorite goddesses for cocktails or an intimate dinner party. You’re a consummate hostess and a world-class gifter (just don’t drive yourself mad hunting the “perfect” presents). Have everyone share her gratitude for 2009 and wishes for the year ahead. You’ve got a lot to celebrate since Saturn left Virgo on October 29th, ending a trying two-year cycle.
After the 21st, someone else will want to bask in your glow. The Sun enters Capricorn, your fifth house of romance and fun. Buy yourself a risqué, decadent New Year’s Eve outfit and get thee to the ball. Astrologers’ orders: no sitting home in sweatpants, sipping Cold Duck and munching table water crackers. We know you’re “fine” being alone—but you deserve more than fine. You deserve fabulous….and it’s waiting for you.
LOVE & ROMANCE:
Fasten your seatbelt—unexpected action ahead. On December 1st, Uranus (the planet of surprises) powers forward in your relationship house, whetting your appetite for freedom. You need wide-open spaces (how funny i just updated my dixie chick on my ipod), adventure and a spicy dash of the unexpected. Break out of your comfort zone and take a chance. Single Virgos still repeating the tired excuse of “I’m not ready”…well, we recommend you do a little alchemy at the December 2nd full moon. Transmute that lead weight of resignation into gold. Some of this is related to your father or an important male figure whom you’re still grieving, and it’s time to let go. Repeat after us, “I’m a magnificent creature, ready to be adored right now.” Mid-January, lucky Jupiter begins a yearlong expansion in your relationship house. Good things are on their way!
If you’re itching for personal space, that’s fine—just don’t cook up some rebellious prison break or incite drama instead of being direct. Honest communication with a partner will get you instant breathing room. Don’t be afraid to hurt someone’s feelings by voicing your need for independence. With love-planet Venus in your feminine fourth house, you need to reclaim your inner siren. Enjoy the company of women who are comfortable in their feminine power. Allow them to nurture and inspire you. Take a girls’ trip and enjoy spa treatments or holiday shopping.
On the 21st, the Sun moves into Capricorn, your fifth house of true romance. By New Year’s Eve, four planets pile up in this sign, including romantic Venus. 2009 ends with a lunar eclipse in your friendship and social activity sector—a powerful night for you to meet a new love interest (or get closer to yours) at a celebration. Chemistry that’s been building since the summer could burst into passionate flames. A best friend could add a “benefits” package. Talk about a year-end bonus!
MONEY & CAREER:
Diligence finally pays off on December 2nd, when the Gemini full moon beams into your career sector. For the last six months, you’ve worked hard to establish your niche or find your true path. Now, you may be invited to take a leadership position or receive honors for your work. On the other hand, a chapter of your career may have reached a natural conclusion. The exploration is done, you got the lessons you needed, and it’s time to start on a clean page.
For some Virgos, old authority issues linking back to your father or a dominating male could rear up. An office showdown will only burn bridges. If you must, role play your rage with a friend before firing off that angry email. Heed the old saying: “The best letter I ever wrote is the one I regret sending.”
You’ve got an introverted side, but since July, you’ve been working on opening up to a group or forging closer friendships. On December 31st, the lunar eclipse brings this all to a peak. A New Year’s Eve party could morph into a networking bonanza, quite without notice. This lunar eclipse also thrusts you into a more meaningful chapter of your work life. You could suddenly feel the firm conviction that your career MUST be tied to your spiritual values and ideals. (Look back to any epiphanies or awakenings you had in July.) Your path could involve connecting people through technology and in-person gatherings, perhaps around a specific humanitarian cause.
HEALTH & FITNESS:
Lucky Jupiter spends its last month in Aquarius, your health and fitness sector, where it’s been since January. This year, Jupiter introduced a new approach to self-care. You may have adopted a holistic or “green” lifestyle, or kicked an old habit. For the first three weeks of December, you crave comfort, but that doesn’t mean you have to backslide or binge on holiday sweets. Tune into your body with yoga, Pilates, or more flowy, dance-inspired exercises like Nia.
Structured Saturn is now in Libra, your second house of daily routine. Take a look at your total lifestyle, as you create 2010 resolutions. Phase out activities and habits that don’t serve your greater goals. Simplify your life and organize your time around the three to five top priorities. Choose quality over quantity. You need regular time for beauty, pampering and pleasure.
Lucky Days: December 9, 28
Money Days: December 2, 30
Love Days: December 22, 31
Off Days: December 7, 25
- Horoscopes provided by The AstroTwins
http://www.elle.com/Astrology-Advice/Horoscopes/%28horoscope%29/monthly-horoscope/%28sign%29/virgo
Virgo
August 23 - September 22
December 2009
MONTHLY OVERVIEW:
The start of your holiday season could resemble a soft-focus Hallmark card, with smiling relatives, festive decorations and seasonal joy. Or, it could be a hotbed of family tension come ‘round for holiday healing. The Sun is in Sagittarius, your home and family sector, until Dec 21st. Harmonious diplomat Venus is in Sagittarius from December 2nd-30th, weaving a wreath of olive branches. If there can’t be peace on earth, let there be peace at your hearth.
Relationships with women are highlighted, so gather your favorite goddesses for cocktails or an intimate dinner party. You’re a consummate hostess and a world-class gifter (just don’t drive yourself mad hunting the “perfect” presents). Have everyone share her gratitude for 2009 and wishes for the year ahead. You’ve got a lot to celebrate since Saturn left Virgo on October 29th, ending a trying two-year cycle.
After the 21st, someone else will want to bask in your glow. The Sun enters Capricorn, your fifth house of romance and fun. Buy yourself a risqué, decadent New Year’s Eve outfit and get thee to the ball. Astrologers’ orders: no sitting home in sweatpants, sipping Cold Duck and munching table water crackers. We know you’re “fine” being alone—but you deserve more than fine. You deserve fabulous….and it’s waiting for you.
LOVE & ROMANCE:
Fasten your seatbelt—unexpected action ahead. On December 1st, Uranus (the planet of surprises) powers forward in your relationship house, whetting your appetite for freedom. You need wide-open spaces (how funny i just updated my dixie chick on my ipod), adventure and a spicy dash of the unexpected. Break out of your comfort zone and take a chance. Single Virgos still repeating the tired excuse of “I’m not ready”…well, we recommend you do a little alchemy at the December 2nd full moon. Transmute that lead weight of resignation into gold. Some of this is related to your father or an important male figure whom you’re still grieving, and it’s time to let go. Repeat after us, “I’m a magnificent creature, ready to be adored right now.” Mid-January, lucky Jupiter begins a yearlong expansion in your relationship house. Good things are on their way!
If you’re itching for personal space, that’s fine—just don’t cook up some rebellious prison break or incite drama instead of being direct. Honest communication with a partner will get you instant breathing room. Don’t be afraid to hurt someone’s feelings by voicing your need for independence. With love-planet Venus in your feminine fourth house, you need to reclaim your inner siren. Enjoy the company of women who are comfortable in their feminine power. Allow them to nurture and inspire you. Take a girls’ trip and enjoy spa treatments or holiday shopping.
On the 21st, the Sun moves into Capricorn, your fifth house of true romance. By New Year’s Eve, four planets pile up in this sign, including romantic Venus. 2009 ends with a lunar eclipse in your friendship and social activity sector—a powerful night for you to meet a new love interest (or get closer to yours) at a celebration. Chemistry that’s been building since the summer could burst into passionate flames. A best friend could add a “benefits” package. Talk about a year-end bonus!
MONEY & CAREER:
Diligence finally pays off on December 2nd, when the Gemini full moon beams into your career sector. For the last six months, you’ve worked hard to establish your niche or find your true path. Now, you may be invited to take a leadership position or receive honors for your work. On the other hand, a chapter of your career may have reached a natural conclusion. The exploration is done, you got the lessons you needed, and it’s time to start on a clean page.
For some Virgos, old authority issues linking back to your father or a dominating male could rear up. An office showdown will only burn bridges. If you must, role play your rage with a friend before firing off that angry email. Heed the old saying: “The best letter I ever wrote is the one I regret sending.”
You’ve got an introverted side, but since July, you’ve been working on opening up to a group or forging closer friendships. On December 31st, the lunar eclipse brings this all to a peak. A New Year’s Eve party could morph into a networking bonanza, quite without notice. This lunar eclipse also thrusts you into a more meaningful chapter of your work life. You could suddenly feel the firm conviction that your career MUST be tied to your spiritual values and ideals. (Look back to any epiphanies or awakenings you had in July.) Your path could involve connecting people through technology and in-person gatherings, perhaps around a specific humanitarian cause.
HEALTH & FITNESS:
Lucky Jupiter spends its last month in Aquarius, your health and fitness sector, where it’s been since January. This year, Jupiter introduced a new approach to self-care. You may have adopted a holistic or “green” lifestyle, or kicked an old habit. For the first three weeks of December, you crave comfort, but that doesn’t mean you have to backslide or binge on holiday sweets. Tune into your body with yoga, Pilates, or more flowy, dance-inspired exercises like Nia.
Structured Saturn is now in Libra, your second house of daily routine. Take a look at your total lifestyle, as you create 2010 resolutions. Phase out activities and habits that don’t serve your greater goals. Simplify your life and organize your time around the three to five top priorities. Choose quality over quantity. You need regular time for beauty, pampering and pleasure.
Lucky Days: December 9, 28
Money Days: December 2, 30
Love Days: December 22, 31
Off Days: December 7, 25
- Horoscopes provided by The AstroTwins
http://www.elle.com/Astrology-Advice/Horoscopes/%28horoscope%29/monthly-horoscope/%28sign%29/virgo
I Heart RR
.....and the shits on SALE
http://www.rachelroy.com/Sale/110020530,default,sc.html?ep_tag=EM10
Tuesday, December 8, 2009
Ignore Your Credit Card's Minimum Payment
Ignore Your Credit Card's Minimum Payment
by Dayana Yochim, The Motley Fool
Tuesday, December 1, 2009
Does this article's headline sound like heresy? Does it smack of the worst financial advice of all time?
That's exactly what credit card companies hope you think.
Consumers have been conditioned to pay attention to one thing when they open their credit card bills: the minimum payment due. But that minimum payment is just a smokescreen to distract you from the numbers that really matter -- how much you owe overall, and the interest rate the bank is charging you.
Pay the minimum the bank requires to keep your account in good standing, and when you retire you'll still be paying off that pizza you ordered during your freshman year. Simply doubling that minimum payment can significantly shorten the payoff time – not to mention the price tag of that pizza before it ends up costing you $1,000. Here, use this credit card calculator to see for yourself.
As long as I'm picking apart some old rules of thumb, let's talk about another one that deals with which credit card you should pay off first.
Actually, Ignore the Interest Rate for a Moment, Too
If you carry debt on multiple credit cards, concentrate first on paying down the one that's closest to being maxed out.
Other popular stories across the Yahoo! network:
• Video: Two U.S. planes almost collide
• Cave-dwelling brothers to get billions
• America's top-paying careers
Why not pay off the one with the highest interest rate? Or maybe pick off the one with the lowest balance so you can start your debt-payoff plan with a win? Sure, financially and psychologically, both of those tactics make sense, but if you want to improve your credit score -- and who doesn't? -- you first need to pay down the card that's charged up the closest to your credit limit.
The credit world likes to constantly measure how you handle your debts. And when your debt-to-available-credit ratio starts creeping above 30% (e.g., carrying $3,000 in debt on a card with a $10,000 limit), red flags start waving and your credit score takes a hit. That single measurement counts for 30% of your overall score.
So job No. 1 is paying down any debt that's bumping up against the limit. Once you get the ratio down to less than 30%, then start paying down the card that carries the highest interest rate.
Now, you might be wondering exactly where you're supposed to get the money to pay down those maxed-out cards. Glad you asked.
Raid Your Savings Account and Put It to Better Use
Yup, you read that right. I'm not being flippant. I am fully aware that in these tough times, everyone should have a cash cushion for emergencies. But maybe your emergency fund doesn't need to be quite as robust as you think it does.
An emergency may or may not happen. But credit card debt is very real, and very right now. If you have a fully funded emergency account, devote some of it (note that I said "some," not "all") to paying down your credit card balances. And if you have other cash "investments" sitting stagnant and earning just a pittance in interest, there's definitely no better actual investment than paying down a credit card that's costing you 14%-plus interest, as opposed to earning zero-point-something in interest.
Meanwhile, consider supplementing your emergency savings with an "emergency credit card" that has no balance and is set at a low interest rate. Then if an emergency does indeed occur (and we're talking about a legitimate emergency, not a shoe-sale or waxing "emergency"), then you can cover it and not break the bank if you need a few months to pay off the balance. If an emergency doesn't arise, well, then the cash you've put toward paying off your debt in the meantime is an even smarter investment for your future.
In person, Fool.com writer Dayana Yochim isn't as preachy as she sounds in print. Except on the topic of credit card debt.
by Dayana Yochim, The Motley Fool
Tuesday, December 1, 2009
Does this article's headline sound like heresy? Does it smack of the worst financial advice of all time?
That's exactly what credit card companies hope you think.
Consumers have been conditioned to pay attention to one thing when they open their credit card bills: the minimum payment due. But that minimum payment is just a smokescreen to distract you from the numbers that really matter -- how much you owe overall, and the interest rate the bank is charging you.
Pay the minimum the bank requires to keep your account in good standing, and when you retire you'll still be paying off that pizza you ordered during your freshman year. Simply doubling that minimum payment can significantly shorten the payoff time – not to mention the price tag of that pizza before it ends up costing you $1,000. Here, use this credit card calculator to see for yourself.
As long as I'm picking apart some old rules of thumb, let's talk about another one that deals with which credit card you should pay off first.
Actually, Ignore the Interest Rate for a Moment, Too
If you carry debt on multiple credit cards, concentrate first on paying down the one that's closest to being maxed out.
Other popular stories across the Yahoo! network:
• Video: Two U.S. planes almost collide
• Cave-dwelling brothers to get billions
• America's top-paying careers
Why not pay off the one with the highest interest rate? Or maybe pick off the one with the lowest balance so you can start your debt-payoff plan with a win? Sure, financially and psychologically, both of those tactics make sense, but if you want to improve your credit score -- and who doesn't? -- you first need to pay down the card that's charged up the closest to your credit limit.
The credit world likes to constantly measure how you handle your debts. And when your debt-to-available-credit ratio starts creeping above 30% (e.g., carrying $3,000 in debt on a card with a $10,000 limit), red flags start waving and your credit score takes a hit. That single measurement counts for 30% of your overall score.
So job No. 1 is paying down any debt that's bumping up against the limit. Once you get the ratio down to less than 30%, then start paying down the card that carries the highest interest rate.
Now, you might be wondering exactly where you're supposed to get the money to pay down those maxed-out cards. Glad you asked.
Raid Your Savings Account and Put It to Better Use
Yup, you read that right. I'm not being flippant. I am fully aware that in these tough times, everyone should have a cash cushion for emergencies. But maybe your emergency fund doesn't need to be quite as robust as you think it does.
An emergency may or may not happen. But credit card debt is very real, and very right now. If you have a fully funded emergency account, devote some of it (note that I said "some," not "all") to paying down your credit card balances. And if you have other cash "investments" sitting stagnant and earning just a pittance in interest, there's definitely no better actual investment than paying down a credit card that's costing you 14%-plus interest, as opposed to earning zero-point-something in interest.
Meanwhile, consider supplementing your emergency savings with an "emergency credit card" that has no balance and is set at a low interest rate. Then if an emergency does indeed occur (and we're talking about a legitimate emergency, not a shoe-sale or waxing "emergency"), then you can cover it and not break the bank if you need a few months to pay off the balance. If an emergency doesn't arise, well, then the cash you've put toward paying off your debt in the meantime is an even smarter investment for your future.
In person, Fool.com writer Dayana Yochim isn't as preachy as she sounds in print. Except on the topic of credit card debt.
J-O-B!!
Title: KEY HOLDER
Organization: True Religion Brand Jeans
Store Type: Store Type - Specialty/Boutique
Job Type: Job Type - Store Management
Job Status: Job Status - Full-Time Permanent
Location: Atlanta, GA
Shopping Center: Lenox Square
Must be 18 or older: Yes
Description:
KEY HOLDER
The following job description contains representative examples
of work that will be performed in positions allocated to this
classification. It is not required that any position perform
all of the duties listed, so long as primary responsibilities
are consistent with the work as described. Roles and
responsibilities can often be expanded to accommodate changing
business conditions and goals, as well as to tap into the
skills and talents of the individuals in the company.
Accordingly, associates may be asked to perform duties that are
outside the specific functions that are listed.
I. PURPOSE OF POSITION
The Keyholder’s primary responsibility is to provide the
highest level of customer service by demonstrating advanced
product knowledge and building quality customer relationships
that result in increased sales and repeat business. As a
Keyholder, you will be an integral part of True Religion’s
ability to maintain the high customer service and presentation
standards. You will be responsible for performing a wide range
of functions from maintaining a clientele book, to
merchandising the sales floor, maintaining store appearance and
exceed the expectations set forth by the company.
II. DUTIES AND RESPONSIBILITIES
· Supporting store manager with management and coordination of
the daily operations of the store.
· Supervising the daily activities of the sales staff in the
absence of the manager or as delegated by the manager.
· Engaged in promoting and selling products to ensure customer
satisfaction.
· Perform manager functions such as opening/closing, checking
in merchandise and preparing and making deposits as needed.
· Partnering with store manager to maximize sales and build
high performing teams.
· Developing relationships with new and existing customers to
increase sales.
· Attaining quarterly sales and SPH goals.
III. POSITION DIMENSIONS
Scope, Complexity and Autonomy
· None
Decision-Making Authority and Judgment
Supervisory authority over Sales Associates
Supervision Received
· Store Manager
· Assistant Store Manager
Supervision Exercised (Include number of employees supervised)
· Sales Associates
Principal Relationships/Key Contacts
· Director of Retail Stores
· Store Manager
· District Manager
· Assistant Store Manager
· Human Resources
IV. POSITION SPECIFICATIONS
Education and Certifications
High School Diploma. College degree preferred
Experience and Skills
· Must be 18 years or older
· Previous sales experience in high-end apparel environment
APPLICATION INSTRUCTIONS:
You may apply directly to this job listing with the link below:
http://tbe.taleo.net/NA6/ats/careers/requisition.jsp?org=TRUERELIGIONBRANDJE
ANS&cws=1&rid=410
Thank you,
Organization: True Religion Brand Jeans
Store Type: Store Type - Specialty/Boutique
Job Type: Job Type - Store Management
Job Status: Job Status - Full-Time Permanent
Location: Atlanta, GA
Shopping Center: Lenox Square
Must be 18 or older: Yes
Description:
KEY HOLDER
The following job description contains representative examples
of work that will be performed in positions allocated to this
classification. It is not required that any position perform
all of the duties listed, so long as primary responsibilities
are consistent with the work as described. Roles and
responsibilities can often be expanded to accommodate changing
business conditions and goals, as well as to tap into the
skills and talents of the individuals in the company.
Accordingly, associates may be asked to perform duties that are
outside the specific functions that are listed.
I. PURPOSE OF POSITION
The Keyholder’s primary responsibility is to provide the
highest level of customer service by demonstrating advanced
product knowledge and building quality customer relationships
that result in increased sales and repeat business. As a
Keyholder, you will be an integral part of True Religion’s
ability to maintain the high customer service and presentation
standards. You will be responsible for performing a wide range
of functions from maintaining a clientele book, to
merchandising the sales floor, maintaining store appearance and
exceed the expectations set forth by the company.
II. DUTIES AND RESPONSIBILITIES
· Supporting store manager with management and coordination of
the daily operations of the store.
· Supervising the daily activities of the sales staff in the
absence of the manager or as delegated by the manager.
· Engaged in promoting and selling products to ensure customer
satisfaction.
· Perform manager functions such as opening/closing, checking
in merchandise and preparing and making deposits as needed.
· Partnering with store manager to maximize sales and build
high performing teams.
· Developing relationships with new and existing customers to
increase sales.
· Attaining quarterly sales and SPH goals.
III. POSITION DIMENSIONS
Scope, Complexity and Autonomy
· None
Decision-Making Authority and Judgment
Supervisory authority over Sales Associates
Supervision Received
· Store Manager
· Assistant Store Manager
Supervision Exercised (Include number of employees supervised)
· Sales Associates
Principal Relationships/Key Contacts
· Director of Retail Stores
· Store Manager
· District Manager
· Assistant Store Manager
· Human Resources
IV. POSITION SPECIFICATIONS
Education and Certifications
High School Diploma. College degree preferred
Experience and Skills
· Must be 18 years or older
· Previous sales experience in high-end apparel environment
APPLICATION INSTRUCTIONS:
You may apply directly to this job listing with the link below:
http://tbe.taleo.net/NA6/ats/careers/requisition.jsp?org=TRUERELIGIONBRANDJE
ANS&cws=1&rid=410
Thank you,
J-O-B!!
Title: RETAIL SALES
Organization: Nordstrom Incorporated
Store Type: Store Type - Department Store
Job Type: Job Type - Store Associate
Job Status: Job Status - Full-Time and/or Part-Time
Location: Atlanta, GA
Shopping Center: Phipps Plaza
Must be 18 or older: Yes
Description:
RETAIL SALES
Nordstrom is a fashion specialty retailer founded on a simple
idea: offer each customer the best possible service, quality,
value and selection. We're looking for exceptional salespeople
to provide outstanding customer service, develop strong
customer relationships and build individual sales volume.
From attentive salespeople to meticulous tailors and innovative
merchants, our teams are comprised of talented people who work
hard to delight the customer. When you join a Nordstrom Store,
you are welcomed into a family dedicated to creating memorable
and rewarding shopping experiences for our customers.
Nordstrom offers selling positions in ALL DEPARTMENTS. The
ideal candidate is motivated, enjoys working one-on-one with
customers and thrives in a commissioned sales environment. If
you share our love for the customers we serve, the merchandise
we sell and the work we do, this is a place for you to build a
rewarding career.
RESPONSIBILITIES:
- Set and achieve personal sales goals while supporting the
goals of the team
- Greet customers in a timely, professional and engaging manner
- Provide honest and confident feedback to customers regarding
merchandise style and fit
- Build lasting relationships with customers by contacting them
to follow up on purchases, suggest new merchandise and invite
them to upcoming events
- Consistently seek new fashion and product knowledge to act as
an expert for the customer
- Open new Nordstrom Fashion Rewards accounts as a means of
building customer relationships
- Work as a team player to ensure each customer receives the
best service possible
- Perform daily department maintenance tasks including stock
work, re-merchandising, display, price markdowns, merchandise
transfers and light cleaning
QUALIFICATIONS:
- Proven ability to set and achieve sales goals
- Competitive drive and entrepreneurial confidence to succeed
in a commission-based environment
- Demonstrated ability to develop relationships with customers
and coworkers
- Knowledgeable and enthusiastic about fashion
- Ability to positively and proactively handle customer
concerns and prioritize multiple tasks in a fast-paced
environment
- Ability to quickly learn new procedures and processes
- Strong organizational and follow-through skills
- Excellent communication and interpersonal skills
- High level of ownership, accountability and initiative
Since 1901, Nordstrom has offered a wide variety of quality
apparel, shoes and accessories for men, women and children at
our stores across the country. We're proud to be named to
Fortune™ magazine's list of '100 Best Companies to Work For.'
We believe this recognition comes from our desire to empower
our employees to set their sights high and deliver exceptional
service to customers.
As a Nordstrom employee, you can feel confident that your
health and well-being are among our highest priorities. We
offer a comprehensive, flexible employee benefits package that
includes medical/vision and dental coverage, a generous
merchandise discount, an employer-matched 401(K) savings and
profit sharing plan and much more.
We are an equal opportunity employer committed to providing a
diverse environment.
The above information has been designed to indicate the general
nature and level of work performed by employees within this
classification. It is not designed to contain or be interpreted
as a comprehensive inventory of all duties, responsibilities
and qualifications required of employees assigned to this job.
No visa sponsorship is available for this position.
TO APPLY:
http://about.nordstrom.com/careers/
An EEO/Affirmative Action Employer.
Organization: Nordstrom Incorporated
Store Type: Store Type - Department Store
Job Type: Job Type - Store Associate
Job Status: Job Status - Full-Time and/or Part-Time
Location: Atlanta, GA
Shopping Center: Phipps Plaza
Must be 18 or older: Yes
Description:
RETAIL SALES
Nordstrom is a fashion specialty retailer founded on a simple
idea: offer each customer the best possible service, quality,
value and selection. We're looking for exceptional salespeople
to provide outstanding customer service, develop strong
customer relationships and build individual sales volume.
From attentive salespeople to meticulous tailors and innovative
merchants, our teams are comprised of talented people who work
hard to delight the customer. When you join a Nordstrom Store,
you are welcomed into a family dedicated to creating memorable
and rewarding shopping experiences for our customers.
Nordstrom offers selling positions in ALL DEPARTMENTS. The
ideal candidate is motivated, enjoys working one-on-one with
customers and thrives in a commissioned sales environment. If
you share our love for the customers we serve, the merchandise
we sell and the work we do, this is a place for you to build a
rewarding career.
RESPONSIBILITIES:
- Set and achieve personal sales goals while supporting the
goals of the team
- Greet customers in a timely, professional and engaging manner
- Provide honest and confident feedback to customers regarding
merchandise style and fit
- Build lasting relationships with customers by contacting them
to follow up on purchases, suggest new merchandise and invite
them to upcoming events
- Consistently seek new fashion and product knowledge to act as
an expert for the customer
- Open new Nordstrom Fashion Rewards accounts as a means of
building customer relationships
- Work as a team player to ensure each customer receives the
best service possible
- Perform daily department maintenance tasks including stock
work, re-merchandising, display, price markdowns, merchandise
transfers and light cleaning
QUALIFICATIONS:
- Proven ability to set and achieve sales goals
- Competitive drive and entrepreneurial confidence to succeed
in a commission-based environment
- Demonstrated ability to develop relationships with customers
and coworkers
- Knowledgeable and enthusiastic about fashion
- Ability to positively and proactively handle customer
concerns and prioritize multiple tasks in a fast-paced
environment
- Ability to quickly learn new procedures and processes
- Strong organizational and follow-through skills
- Excellent communication and interpersonal skills
- High level of ownership, accountability and initiative
Since 1901, Nordstrom has offered a wide variety of quality
apparel, shoes and accessories for men, women and children at
our stores across the country. We're proud to be named to
Fortune™ magazine's list of '100 Best Companies to Work For.'
We believe this recognition comes from our desire to empower
our employees to set their sights high and deliver exceptional
service to customers.
As a Nordstrom employee, you can feel confident that your
health and well-being are among our highest priorities. We
offer a comprehensive, flexible employee benefits package that
includes medical/vision and dental coverage, a generous
merchandise discount, an employer-matched 401(K) savings and
profit sharing plan and much more.
We are an equal opportunity employer committed to providing a
diverse environment.
The above information has been designed to indicate the general
nature and level of work performed by employees within this
classification. It is not designed to contain or be interpreted
as a comprehensive inventory of all duties, responsibilities
and qualifications required of employees assigned to this job.
No visa sponsorship is available for this position.
TO APPLY:
http://about.nordstrom.com/careers/
An EEO/Affirmative Action Employer.
Sunday, December 6, 2009
....A MAGAZINE is a biannual publication, exploring the creative sphere of a selected designer in each issue. We invite a guest curator – an international fashion designer, group or house – to develop innovative, personalised content that expresses their aesthetic and cultural values.
Each issue celebrates this designer’s ethos: their people, their passion, their stories, emotions, fascinations, spontaneity and authenticity. As such A MAGAZINE exists as an entirely dynamic title – a cultural statement for individuality in an increasingly homogenous industry.A
">
http://www.amagazinecuratedby.com/krisvanassche/
Each issue celebrates this designer’s ethos: their people, their passion, their stories, emotions, fascinations, spontaneity and authenticity. As such A MAGAZINE exists as an entirely dynamic title – a cultural statement for individuality in an increasingly homogenous industry.A
">
http://www.amagazinecuratedby.com/krisvanassche/
J-O-B
Title: MERCHANDISE COORDINATOR - Atlanta, Macon & Savannah
Organization: Levi Strauss & Co.
Store Type: Store Type - Department Store
Job Type: Job Type - Visual Merchandising
Job Status: Job Status - Part-Time Permanent
Location: Atlanta, GA
Shopping Center: Multiple Store Responsibilities
Must be 18 or older: Yes
Description:
MERCHANDISE COORDINATOR - Atlanta, Macon & Savannah
Description
Territory: Atlanta (post), Savannah, Macon
Full Time: 40 hours per week
The purpose of this position is to execute our on-floor
programs and product initiatives at the retail level to drive
sales growth.
• Ensure that our product is optimally placed, properly sized
and merchandised
• Train and supervise temporary personnel
• Educate store personnel on our products and seasonal programs
• Share product-level insight with stakeholders
• Align our on-floor strategies with the customer to drive the
profitability of a product segment
• Maximize our retail presence by negotiating optimal real
estate and square footage
• Ensure stock replenishment and size integrity on the selling
floor
• Execute in-store collateral
• Drive sales plans by door
QUALIFICATIONS:
Basic Qualifications:
• Minimum 3 years retail, wholesale or visual merchandising
experience
• Expert knowledge of MS Word, Excel, Outlook and Powerpoint
• Must be able to lift and transport up to 25 pounds
90% local travel to visit stores
Additional Qualifications:
• Bachelor's degree preferred
• Capability of being a creative self-starter
• Strong business acumen, excellent interpersonal and
communication skills, and strong organizational skills to
drive for results
• Solid professional demeanor, strong work ethic and the
ability to work independently
Levi Strauss & Co. is one of the world's largest brand-name
apparel marketers. There is no other company with a comparable
global presence in the jeans and casual pants markets. Our
market-leading apparel products are sold under the Levi's®,
Dockers® and Levi Strauss Signature™ brands. As an employer,
we recognize and reward individualism and offer outstanding
compensation and benefit programs. Find out more about us at
www.levistrauss.com
TO APPLY:
All applications should be made at: www.levistrauss.com/careers/
Organization: Levi Strauss & Co.
Store Type: Store Type - Department Store
Job Type: Job Type - Visual Merchandising
Job Status: Job Status - Part-Time Permanent
Location: Atlanta, GA
Shopping Center: Multiple Store Responsibilities
Must be 18 or older: Yes
Description:
MERCHANDISE COORDINATOR - Atlanta, Macon & Savannah
Description
Territory: Atlanta (post), Savannah, Macon
Full Time: 40 hours per week
The purpose of this position is to execute our on-floor
programs and product initiatives at the retail level to drive
sales growth.
• Ensure that our product is optimally placed, properly sized
and merchandised
• Train and supervise temporary personnel
• Educate store personnel on our products and seasonal programs
• Share product-level insight with stakeholders
• Align our on-floor strategies with the customer to drive the
profitability of a product segment
• Maximize our retail presence by negotiating optimal real
estate and square footage
• Ensure stock replenishment and size integrity on the selling
floor
• Execute in-store collateral
• Drive sales plans by door
QUALIFICATIONS:
Basic Qualifications:
• Minimum 3 years retail, wholesale or visual merchandising
experience
• Expert knowledge of MS Word, Excel, Outlook and Powerpoint
• Must be able to lift and transport up to 25 pounds
90% local travel to visit stores
Additional Qualifications:
• Bachelor's degree preferred
• Capability of being a creative self-starter
• Strong business acumen, excellent interpersonal and
communication skills, and strong organizational skills to
drive for results
• Solid professional demeanor, strong work ethic and the
ability to work independently
Levi Strauss & Co. is one of the world's largest brand-name
apparel marketers. There is no other company with a comparable
global presence in the jeans and casual pants markets. Our
market-leading apparel products are sold under the Levi's®,
Dockers® and Levi Strauss Signature™ brands. As an employer,
we recognize and reward individualism and offer outstanding
compensation and benefit programs. Find out more about us at
www.levistrauss.com
TO APPLY:
All applications should be made at: www.levistrauss.com/careers/
Comme des Garcons' latest concept store, the Trading Museum in Tokyo
Comme des Garcons have stepped their groundbreaking retail agenda up another gear, with the ‘Trading Museum’ concept store in Omotesando, Toyko.
Taking the well-trod museum format and artfully combining it with a more established Comme des Garcons retail platform - the Trading Museum is set to offer Comme des Garcons customers a unique opportunity to browse curiosity-lined cabinets amid rails of some of the fashion world’s most covetable items.
Hailed as a space in which the art of ‘Just looking’ will be encouraged - the evocatively titled Comme des Garcons Trading Museum looks set to see in a welcome new era of retail engagement.
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